What Is a Car Accident Claim in Ireland?
A car accident claim is a legal process by which an injured party seeks financial compensation from the at-fault driver's insurer for injuries and losses suffered in a road traffic accident. In Ireland, most road accident claims must be submitted to the Injuries Resolution Board (IRB) before court proceedings can be initiated.
Whether you are a driver, passenger, cyclist, or pedestrian, if you have been injured in a road traffic accident that was not your fault, you have the right to claim compensation for your injuries, lost earnings, medical expenses, and other out-of-pocket losses.
Important Time Limit
You have two years minus one day from the date of your accident to make a car accident claim in Ireland. Don't delay — contact us today to ensure your rights are protected.
Who Can Make a Car Accident Claim?
Anyone injured in a road traffic accident in Ireland may be entitled to compensation, including:
- Drivers involved in rear-end or side-impact collisions
- Passengers injured in another person's vehicle, taxi, or public transport
- Cyclists struck by negligent motorists
- Pedestrians hit at junctions, crossings, or car parks
- Motorcyclists involved in road traffic accidents
- Victims of hit-and-run or uninsured driver incidents
How Much Compensation Can You Receive?
Compensation amounts depend on the severity of your injuries, medical treatment required, impact on daily life, and any financial losses incurred. Figures are guided by the Judicial Council Personal Injuries Guidelines. The following table provides a general indication:
| Injury Type | Typical Range |
|---|---|
| Minor whiplash – full recovery under 1 year | ~€8,200 |
| Moderate back injury with physiotherapy | €20,000 – €28,000 |
| Serious shoulder injury with lasting pain | €45,000 – €60,000 |
| Psychological trauma after severe collision | €18,000 – €30,000 |
| Pedestrian with moderate soft tissue injury | €15,000 – €35,000 |
The Car Accident Claims Process — Step by Step
- Report to An Garda Síochána and keep the incident reference number
- Seek medical attention promptly and retain all medical records and receipts
- Gather evidence — photographs, witness contact details, dashcam or CCTV footage
- Contact Gary Matthews Solicitors for a free consultation to assess your claim
- File with the Injuries Resolution Board (IRB) — this pauses the limitation period
- Negotiate settlement or proceed to court if no agreement is reached
- Receive your compensation — we only get paid when you do
Claiming as a Passenger in a Car Accident
Passengers are generally considered innocent parties in road traffic accidents. You can claim compensation against the at-fault driver's insurer — whether that is the driver of the vehicle you were in or another vehicle. Even if you know the driver personally, your right to claim is not affected. In cases involving uninsured or untraced drivers, claims can be pursued through the Motor Insurers' Bureau of Ireland (MIBI).
What If the Driver Was Uninsured?
If you are injured by an uninsured or untraced (hit-and-run) driver, you can still make a claim through the Motor Insurers' Bureau of Ireland (MIBI). It is essential to report the incident to An Garda Síochána immediately and preserve any available CCTV or witness evidence.
Frequently Asked Questions
Do I need a solicitor to make a car accident claim?
While it is not legally required, having an experienced solicitor significantly increases your chances of receiving full and fair compensation. We handle all paperwork, negotiations and legal processes on your behalf.
What is the time limit for a car accident claim in Ireland?
You have two years minus one day from the date of the accident or date of knowledge of your injury to make a claim in Ireland.
Can I claim if I was partly at fault?
Yes. If you were partly responsible, your compensation will be reduced proportionally under contributory negligence rules. You may still be entitled to a significant award.
How long does a car accident claim take?
Cases with clear liability and short recovery periods can often be resolved within 6–12 months through the IRB. Disputed or complex cases may take longer.
Ready to Make Your Car Accident Claim?
Contact Gary Matthews Solicitors today for a free, no-obligation consultation. We operate on a No Win, No Fee basis — you pay nothing unless we win your case.
Get Free Consultation Call +353 1 903 6407